Car Financing ResultsAbout Car Financing Car Financing Fact: 83% of vehicles being financed in America have "negative equity". Their current trade value is lower than the balance owed on them. Consumers can avoid being "upside-down" through short-term financing, longer trade cycles, more cash down, or by purchasing vehicles with slower depreciation. 

Car Financing

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 Good Credit Looking for Best Rates Good Credit Looking for Best Rates
 Bad/No Credit Looking for a Loan Bad/No Credit Looking for a Loan
 New Car Financing -- Domestic Incentives New Car Financing -- Domestic Incentives
 New Car Financing -- Import Incentives New Car Financing -- Import Incentives
 Car Financing Advice Car Financing Advice
 Financing Tools Financing Tools
 

Good Credit Looking for Best Rates "Good Credit Looking for Best Rates"


The Best Rates, Local and National - Bankrate.com -- Tell them where you live and what kind of loan you want, and this site will give you a list of national and local lenders with their updated rates, fees, conditions, and even comments from the lender. A MUST-VISIT site before shopping for a vehicle.

Sometimes Biggest is Best - Capital One is the largest online vehicle lender in America. Their web site offers every kind of financing option for the new and used vehicle customer. Their rates are competitive with local lenders as well as the manufacturers' finance divisions.

Ready to Drive Today - E-Loan has a feature that is pretty uncommon -- apply, get approved quickly, print your documents and drive home today. Their rates are as low as anyone else listed. The only flaw is they sometimes require a few more stipulations than other online lenders.

User-Friendly and Willing to Serve - E*Trade has been rated as one of the best overall lenders by its customers for a few years. Their autoloan department is top-notch, offering good rates and options to get those low rates even lower through automatic monthly payment options.

When Banks Compete, You Win - Well, Lending Tree's slogan isn't ALWAYS true. If your credit is rock-solid, there's no reason to go here. If your credit is good, but not great, this is the easiest way to make sure you're getting the best rate for which you qualify.

Bad/No Credit Looking for a Loan "Bad/No Credit Looking for a Loan"


An Actual Bad-Credit Lender - When you search for a site that offers bad-credit auto loans, the vast majority take your application and ship the info to the closest subscribing dealership that pays them. Household Auto is an actual bad-credit lender. Their response time is excellent, usually within a couple of hours.

Carloan.com -- Desperately Need a Loan - This link will take you directly to an application. Filling it out will be like applying to several different lenders at once. Though your credit will probably be pulled by several dealerships and banks, it is probably worth it if you are desperate to get a loan and your credit is very bad.

Finding a Lender to Help - If your credit is very bad, this is a good site to "mass-ship" your application. You will be contacted by a dealership, hopefully with a credit approval.

Good Link for a Good Referral - Unlike most bad-credit referral sites, autocreditfinders.com qualifies its member dealerships and finance companies. That way, your information is sent to someone who will probably be able to help, instead of sending your "lead" information to a dealership that will tell you they can't help.

Bad Credit Specialists - Auto Net Financial is one of the largest referral sites for subprime credit. They will send your information to one of many dealerships that will process the information. A salesperson will contact you for more information -- something that most bad-credt sites promise, but don't deliver.

New Car Financing -- Domestic Incentives "New Car Financing -- Domestic Incentives"


Want a List of Every Manufacturer - Edmunds lists all manufacturer rebates and finance incentives. When you find one you want, you should verify it at the manufacturer web site or contact a local dealer.

Buying a Ford Product?  - Visit this site for the most current incentives and rebates offered by Ford Motor Credit.

Buying a General Motors Product? - Visit this site for the most current incentives and rebates offered by GMAC.

Buying a Chrysler Product? - Visit this site for the most current incentives and rebates offered by Chrysler Financial.

Buying a Saturn? - Visit this site for the most current incentives and rebates offered by Saturn.

New Car Financing -- Import Incentives "New Car Financing -- Import Incentives"


Want a List of Every Manufacturer? - Edmunds lists all manufacturer rebates and finance incentives. When you find one you want, you should verify it at the manufacturer web site or contact a local dealer.

Buying a Honda Product? - Visit this site for the most current incentives and rebates offered by Honda Financial Services.

Buying a Toyota? - Visit this site for the most current incentives and rebates offered by Toyota Financial Services.

Buying a Volkswagen? - Visit this site for the most current incentives and rebates offered by Volkswagen. You have to click on the bottom right, "Volkswagen Credit Specials", to get the incentives.

Buying a Nissan? - Visit this site for the most current incentives and rebates offered by Nissan.

Car Financing Advice "Car Financing Advice"


Start With the Authority - ANYONE in any situation should check with Edmunds before signing on the dotted line. This link will take you to the overall Advice section, with links specific to financing below.

Comprehensive Car Financing Advice - carbytips.com has just about everything you need to know about financing a new vehicle and more. From "Lease vs. Purchase" to "Ways to Improve Your Gas Mileage", this site has the answers.

Before You Buy a Car, Check This Out - "Don’t go anywhere without reading this car financing page." The first words on this web site ring true. Has a great list of links at the bottom that directs you to the sites that address your needs.

Always Be Prepared - With information about credit, scams, and myths in the car business, as well as useful links, this is a must-see site before venturing out to purchase a vehicle.

Repair Your Credit - Before you sign up for expensive yet worthless credit repair, learn to do the same things yourself. This page has tons of useful information that can help you get back on your feet and ready to get the car credit you deserve.

Financing Tools "Financing Tools"


A Loan Calculator with an Attitude - Bank of America has some great tools for the smart shopper. Lease or purchase? Finance or pay cash? What term of loan? How much will payments be? Which loan is better? Home equity loan instead of an auto loan? What can I afford? Rebate or special dealer financing? New or used?

Another Great Loan Calculator - If you don't like the format that Bank of America uses for its calculators, E-Loan offers pretty much the same thing with a different interface.

CarTalk -- A Glossary of Car Buying Terms - Know what they're talking about. Tell them what they mean. Say what they don't think you know and hear what they wish you didn't understand. Understood?

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